{"id":43203,"date":"2026-01-27T08:13:59","date_gmt":"2026-01-27T11:13:59","guid":{"rendered":"http:\/\/eenergetica.com.ar\/?p=43203"},"modified":"2026-01-27T08:13:59","modified_gmt":"2026-01-27T11:13:59","slug":"record-de-deuda-con-billeteras-virtuales-se-duplicaron-los-creditos-irrecuperables-en-el-ultimo-ano","status":"publish","type":"post","link":"https:\/\/eenergetica.com.ar\/index.php\/2026\/01\/27\/record-de-deuda-con-billeteras-virtuales-se-duplicaron-los-creditos-irrecuperables-en-el-ultimo-ano\/","title":{"rendered":"R\u00e9cord de deuda con billeteras virtuales: se duplicaron los cr\u00e9ditos &#8220;irrecuperables&#8221; en el \u00faltimo a\u00f1o"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">Morosidad triplicada y el fin de la licuaci\u00f3n<\/h3>\n\n\n\n<p>El relevamiento, sustentado en datos oficiales del Banco Central hasta noviembre de 2025, indica que el&nbsp;<strong>21,4%<\/strong>&nbsp;de la deuda con el sector fintech presenta irregularidades en el pago, una tasa que se triplic\u00f3 respecto al a\u00f1o anterior (7,4%). En dinero contante, esto significa que de los $12,6 billones prestados por el sistema no bancario, unos&nbsp;<strong>$2,7 billones tienen problemas de cobro<\/strong>.<\/p>\n\n\n\n<p>&#8220;Muchas personas que tienen acceso a cr\u00e9dito formal no les alcanza para llegar a fin de mes y usan mecanismos alternativos. Las cuotas en los \u00faltimos a\u00f1os se licuaban con la inflaci\u00f3n,&nbsp;<strong>ahora no se lic\u00faa m\u00e1s<\/strong>&#8220;, explic\u00f3&nbsp;<strong>Marina Dal Poggetto<\/strong>, directora de EcoGo, al matutino.__IP__<\/p>\n\n\n\n<p>El estr\u00e9s financiero tambi\u00e9n golpea a los bancos tradicionales, aunque en menor medida debido al cobro por d\u00e9bito autom\u00e1tico: la mora en&nbsp;<strong>pr\u00e9stamos personales<\/strong>&nbsp;escal\u00f3 a un in\u00e9dito&nbsp;<strong>11%<\/strong>, mientras que en tarjetas de cr\u00e9dito la irregularidad lleg\u00f3 al 8,4%, multiplic\u00e1ndose por seis en comparaci\u00f3n con 2024.<\/p>\n\n\n\n<p>#AgenciaNA<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Morosidad triplicada y el fin de la licuaci\u00f3n El relevamiento, sustentado en datos oficiales del Banco Central hasta noviembre de 2025, indica que el&nbsp;21,4%&nbsp;de la deuda con el sector fintech&hellip; <\/p>\n","protected":false},"author":2,"featured_media":43204,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28,21],"tags":[],"class_list":["post-43203","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destacada","category-economia"],"_links":{"self":[{"href":"https:\/\/eenergetica.com.ar\/index.php\/wp-json\/wp\/v2\/posts\/43203","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eenergetica.com.ar\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eenergetica.com.ar\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eenergetica.com.ar\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/eenergetica.com.ar\/index.php\/wp-json\/wp\/v2\/comments?post=43203"}],"version-history":[{"count":1,"href":"https:\/\/eenergetica.com.ar\/index.php\/wp-json\/wp\/v2\/posts\/43203\/revisions"}],"predecessor-version":[{"id":43205,"href":"https:\/\/eenergetica.com.ar\/index.php\/wp-json\/wp\/v2\/posts\/43203\/revisions\/43205"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eenergetica.com.ar\/index.php\/wp-json\/wp\/v2\/media\/43204"}],"wp:attachment":[{"href":"https:\/\/eenergetica.com.ar\/index.php\/wp-json\/wp\/v2\/media?parent=43203"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eenergetica.com.ar\/index.php\/wp-json\/wp\/v2\/categories?post=43203"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eenergetica.com.ar\/index.php\/wp-json\/wp\/v2\/tags?post=43203"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}